Vybe Money is a wealth planning system for CAs, CFOs and serious investors who want XIRR that's actually Newton-Raphson verified, tax math that matches the Finance Act, and FIRE projections you could defend in an audit.
Slab math with 87A marginal relief and surcharge relief done right, capital gains under the Budget 2024 rates, and an advance-tax calendar you can hand a client without a caveat.
The same rigor you apply to a balance sheet, applied to your own — verified SIP compounding, Monte Carlo ranges instead of a single optimistic line, and a health-check that grades your numbers like a controller would.
Multi-entity, multi-member wealth in one place — stocks, MFs, property, FDs, credit cards, loyalty points — with fund-house and sector concentration analysis most portfolio trackers don't bother with.
No feature here is decorative. Every number on this list is backed by a tested formula, not a rounded guess.
These run the exact formulas used across Vybe Money — live, in your browser, right now.
“Most wealth apps round the hard parts. This is the first one where the 87A marginal relief and the surcharge threshold math were actually right on the first try.”— Illustrative feedback from a Chartered Accountant reviewer
Free, runs entirely in your browser, no account and no data leaves your device.